Back in November, I wrote this post about our adventures so far with You Need A Budget (YNAB). Now we have had YNAB for a full year and I can tell you, I’m still a fan! As time has passed, we have managed to complete the 4th rule of being ahead by one month on all our monthly recurring bills. This means that we don’t have to wait for this month’s paychecks to show up because we already have the money in the bank waiting to pay our bills. We are working on our other categories still: things like groceries and spending money, because those definitely fluctuate. We are also still saving for our house in a determined way while simultaneously saving for our next vacation.
Even our move, which includes paying for movers and all the fees for getting our new apartment, is all paid for in advance. It’s been challenging to put all that money over the course of 6 months into savings and not touch it but now that the move is here, there’s no fear of the finances involved with starting a new life across the country.
If you’re still looking for budget software that is easy to use, syncs across all your (and your family’s) devices, YNAB is the thing to try! It is so freeing and definitely will reduce your budgeting stress.
*This is not a sponsored post and all opinions are my own.